Prudential offers Optional Life, Optional AD&D, and Dependent Life coverage to all eligible employees.
- Prudential Optional Life and Optional AD&D have five different levels of coverage all of which are based on the employees’ age and salary. They can be elected independently of each other.
- Prudential Dependent Life has three different levels of coverage and covers all eligible dependents. Those eligible for coverage are a spouse and/or a child under the age of 26.
Prudential life coverage - all non-bargained employees
Prudential life coverage - all bargained police and fire employees
Prudential life coverage - Corrections lieutenants and captains
Prudential life coverage - Corrections officers and sergeants
Prudential life coverage - retired employees
**additional rider for retired employees