Prudential life benefit options

Prudential offers Optional Life, Optional AD&D, and Dependent Life coverage to all eligible employees.

  • Prudential Optional Life and Optional AD&D have five different levels of coverage all of which are based on the employees’ age and salary. They can be elected independently of each other.
  • ​​​​​​​Prudential Dependent Life has three different levels of coverage and covers all eligible dependents. Those eligible for coverage are a spouse and/or a child under the age of 26.