First-Time Homebuyer Program

Through REACH and the Lexington Habitat for Humanity, LFUCG provides non-repayable mortgage subsidies and 0 – 2% loans to lower to moderate income first-time home buyers. Recipients must reside in Lexington and must be purchasing a home located in Lexington.

LFUCG does not provide financial assistance for the First-Time Homebuyer Program directly to individuals. If you are interested in home ownership, please contact one of these agencies: 

733 Red Mile Road – Lexington, KY 40504 – (859) 455-8057

Lexington Habitat for Humanity
700 E. Loudon Avenue – Lexington, KY 40505 – (859) 252-2224

Community Ventures Corporation
1450 North Broadway – Lexington, KY 40505 – (859) 231-0054

Lexington Community Land Trust 
Located in the Carver Center 
522 Patterson St., Lexington, KY 40508 – (859) 303-5223

Kentucky Housing Corporation
1231 Louisville Rd., Frankfort, KY 40601 – (502) 564-7630


Equal Housing Opportunity




We do business in accordance with the Federal Fair Housing Law 

It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status or national origin (The Fair Housing Amendments Act of 1988).

Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination with the:

Lexington Human Rights Commission
342 Waller Ave. Ste. 1A
Lexington, KY 40504 
Phone: (859) 252-4931


Lexington Fair Housing Council
207 E. Reynolds Rd. Suite 130
Lexington, KY 40517
Phone: (859) 971-8067